Benefits of financing? 

1. Spreading the cost make home improvements more attainable
2. Set your repayments duration and deposit amount to what suits you
3. Easy to budget with a minimum repayment each month by direct debit
4. Flexible repayment – pay the minimum amount payable each month, plus you can make additional payments as and when you choose. Meaning You can pay off your loan quicker than the agreement and we will not charge you

Orders under £5,500 

Benefits of taking advantage of Polar Bear Windows 0% financing.

1. An only 10% deposit, with no further payments until after installation
2. Loan terms available 12 or 24 months
3. Minimum spend of £1,000. Max £50,000
4. 0% interest
5. Orders have to be totalling £5,500 and under (including VAT)

Orders over £5,501 

Benefits of taking advantage of Polar Bear Windows 9.9% financing.

1. An only 10% deposit, with no further payments until after installation
2. Loan terms available 12 to 60 months
3. Minimum spend of £1,000. Max £50,000
4. 9.9% interest
5. Orders £5,500 and over (including VAT)

Buy now pay later 

Enjoy 12 months payment free

Transform your home today and enjoy 12 months repayment free.

1. Avoid interest and lower your repayments when you pay it off within the payment free period
2. Loan terms 60 and 120 month only
3. 9.9% interest
4. Minimum spend of £1,000. Max £50,000 (including VAT)

Transform your home today and enjoy 12 months deferred interest. Avoid paying any interest by settling the cash price within the 12 month deferred period. Should you choose to not settle the full amount during the deferred period then you will enter the repayment period. Interest is calculated on the payment free period and the repayment period.

Terms and conditions

Credit is subject to age and status and is available to UK residents with a bank account in the UK aged 18 and over who have not been declared bankrupt or had a CCJ or an IVA within the last 6 years. Applications are subject to affordability, application, status and lending criteria. Vendigo’s lenders will do a credit assessment of your circumstances when you apply.
Representative example for 9.9% finance on £7,000 with 10% deposit and a 5 year term: Purchase price £7,000. Total Repayable £7,939. Deposit (10% assumed) £700. Duration of Agreement 60 months. Amount of Credit £6,300. Rate of Interest (Fixed) 9.5% per annum. 24 Monthly Payments £132.31. APR Representative 9.9% per annum.
Polar Bear Windows Limited is a trading name of Polar Bear Windows Ltd and is registered in England and Wales No 7253119 VAT Number 992360008, Trading address is Jarretts Garden Centre, The Park, Willsbridge, Bristol BS30 6EE. Polar Bear Windows Limited acts as a credit broker and offers credit products from a panel of lenders. Polar Bear Windows Limited is authorised and regulated by the Financial Conduct Authority. Our registered number is 740955. Polar Bear Windows Ltd is a credit broker and not a lender.